{"id":254,"date":"2018-03-27T01:49:23","date_gmt":"2018-03-27T01:49:23","guid":{"rendered":"http:\/\/teagueins.wpengine.com\/?page_id=254"},"modified":"2026-04-27T22:38:59","modified_gmt":"2026-04-27T22:38:59","slug":"umbrella-policies","status":"publish","type":"page","link":"https:\/\/www.teagueins.com\/personal-insurance\/umbrella-policies\/","title":{"rendered":"Umbrella Policies"},"content":{"rendered":"<p>To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.<\/p>\n<h3>What\u2019s Peace of Mind Worth to You?<\/h3>\n<p>An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection.<\/p>\n<p>The cost is minimal compared to the comfort of knowing you\u2019re covered.<\/p>\n<h3>Do You Have Enough Liability Insurance?<\/h3>\n<p>Imagine what would happen if your dog was to bite a neighbor\u2019s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units?<\/p>\n<p>If any of these things happened to you, there\u2019s a good chance your current liability limits wouldn\u2019t be adequate to protect your assets, or your future earnings.<\/p>\n<h3>Umbrella Liability Insurance Starts When the Others Stop<\/h3>\n<p>Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available.<\/p>\n<h3>Broad Coverages<\/h3>\n<p>An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy. What\u2019s Peace of Mind Worth to You? An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":270,"parent":54,"menu_order":9,"comment_status":"closed","ping_status":"closed","template":"tpl-single-service.php","meta":{"_acf_changed":true,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-254","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.2 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Umbrella Policies - Teague Insurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.teagueins.com\/personal-insurance\/umbrella-policies\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Umbrella Policies\" \/>\n<meta property=\"og:description\" content=\"To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy. 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